Posts Tagged ‘com’

THE MUSIC INDUSTRY EXPOSED ? Who Is Rain Man? (Part 3/11 …

Wednesday, September 7th, 2011

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from your own site.

Source: http://ramiland.com/the-music-industry-exposed-who-is-rain-man-part-311/

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Personal finance 101: Start simple with savings, investments …

Thursday, August 18th, 2011

For more information
on compound
saving (http://tulsaworld NULL.com/compoundsave)

Starting to save
(http://tulsaworld NULL.com/starttosave)

Company plan savings
(http://tulsaworld NULL.com/companysave)

You may be overwhelmed by all the saving and investment vehicles available. Many believe there is more to learn about saving and investing than our busy lives can allow, says the Employee Benefit Research Institute (tulsaworld.com/Choose2Save (http://tulsaworld NULL.com/Choose2Save) ).

Some stick to familiar vehicles such as bank savings accounts, but even the top-paying banks are shelling out only 1 percent interest (annual percentage yield) on these, and the deposits are exposed to inflation ? a 3.56 percent annual rate in June. This produces a net loss of 2.56 percent annually in the buying power of the saved money ? totally inappropriate for what should be our long-term saving goals.

Oftentimes, beginners are poor financial consumers who buy inappropriate financial products they know next to nothing about.

The institute says the most successful saving and investing strategies are also simple and easy to understand. Deciding when to start is the hardest part.

Take advantage of resources teaching the basics, often found at public libraries, cable TV shows and online. Considering the importance of the task, a stockbroker, insurance agent or financial planner should play a major role. Mastering the basics will help you work more effectively with your financial professional to create and maintain an effective saving and investing plan.

If you save $50 a month and earn 8 percent per year, after 10 years you?ll have $9,147.30 ? $6,000 that you saved and $3,147.30 in what it earned through compounding interest. After 30 years, the fund will have grown to $74,518 ? $18,000 saved and $56,517.97 earned through compounding.

Trained adviser best choice for investments

Everyone needs a trained financial adviser. The old saying, ?He who is his own lawyer has a fool for a client? has a parallel: ?He who is his own financial adviser has a pauper for a client.?

For a list of the professional organizations certifying financial planners or chartering financial consultants or retirement planners, see the June 15 Consumer Page at tulsaworld.com/ACT061511 (http://tulsaworld NULL.com/ACT061511)

Call or visit local financial services firms to ask for printed information, suggests the Employee Benefit Research Institute. These professionals will belong to major firms that attract investors with their good reputations, not their free lunches.

Pick at least three advisers and call them for interviews. Once you complete your investigation, narrow your list of potential candidates to those you wish to interview. A good professional understands the selection process and will answer the following questions fully and honestly.

Ask if you can submit your questions in writing and have their answers returned to you in writing. Here are some possible questions to ask:

What is your area of expertise?
What is your educational background?
What financial planning credentials have you earned?
What further education in financial planning do you plan to pursue?
Are you a member of any professional financial planning associations?
How long have you been offering financial planning services?
Will you provide references?
Have you ever been cited by a professional or regulatory governing body for disciplinary reasons?
In the last year, how many clients have stopped using your services and why?
Do you do the work or will I be turned over to another employee in your firm?
What is your approach to saving and investing?
Will you provide an individualized financial plan? Can I look at a recent example of a plan prepared for someone in similar financial circumstances?
What kinds of communications can I expect from you on an ongoing basis (account statements, newsletters, etc.)?
How often will you review my portfolio?
How are you compensated for the services you provide?
How are fees calculated?
On average, how much can I expect to pay for your service?
What do I receive in return for that fee?
What, if anything, do you expect of me during our relationship?

Personal finance resources

The Employee Benefit Research Institute suggests these options for learning how to begin saving and investing for the future. In these uncertain financial times, we might discover the only ones looking out for us is us.

Magazines: Money, Mutual Funds, Worth, Individual Investor, Smart Money and Kiplinger?s Personal Finance

Books: Eric Tyson, ?Personal Finance for Dummies?; David Chilton, ?The Wealthy Barber: The Commonsense Guide to Successful Financial Planning?; Beth Kobliner, ?Get a Financial Life: Personal Finance in Your Twenties and Thirties?; Terry Savage, ?The Savage Number: How Much Money Do You Need to Retire??; and Lois Vitt, ?You and Your Money: A No-Stress Guide to Becoming Financially Fit?

Centers: Morningstar Mutual Funds Center, Value Line Investment Survey, New York Stock Exchange and Financial Industry Regulatory Authority

Televsion:?Wall Street Week? (PBS), ?Clark Howard? (HLN), ?The Money Wheel? and ?Fast Money? (CNBC), and ?Nightly Business Report? (PBS)

Budget financial planning software: Money (Microsoft), Quicken and Quicken Financial Planner (Intuit), and Managing Your Money (Meca)

Internet: finance.yahoo.com, Prodigy personal finance chat rooms, Stockmaster.com, Bloomberg.com, CNNFN.com, USAToday.com (http://USAToday NULL.com) and SEC.gov (http://SEC NULL.gov)

Original Print Headline: Personal finance 101

Tulsa World consumer writer Phil Mulkins wants to know which topics interest you. Call 918-699-8888, email your suggestion to phil.mulkins@tulsaworld.com or mail it to Tulsa World Consumer, P.O. Box 1770, Tulsa, OK 74102-1770.

Article source: http://www.tulsaworld.com/site/articlepath.aspx?articleid=20110817_15_E4_CUTLIN289415 (http://www NULL.tulsaworld NULL.com/site/articlepath NULL.aspx?articleid=20110817_15_E4_CUTLIN289415)

Source: http://smartmoneycash.com/2011/08/17/personal-finance-101-start-simple-with-savings-investments/

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FAMILY LIFE: Resource Directory | One Stop News Stand

Friday, July 29th, 2011

Adoption Resources

? ADOPTION INTERNATIONAL
Jody Hall, LLC
International Adoptions for the LGBT community
972-231-2933
AdoptMeInternational.org

? FAMILY TO FAMILY ADOPTIONS
Pregnancy & Adoption Center
1000 Austin Street, Suite B, Richmond TX
281-342-4042
Fam2Fam.org

? HOPE COTTAGE
Leslie Clay
Pregnancy & Adoption Center | PRIDE Training
4209 McKinney Ave, Dallas TX
214-526-8721 x 242
HopeCottage.org

? McKAY-KELLER CONSULTANTS, INC
Susan McKay, Attorney
Adoption Home Studies for LGBT families
214-341-9016
AdoptionAssistanceAndSupport.com

? PATHWAYS
Youth and family services non-profit | Adoption | Foster Care
817-391-0771
Pathway.org

? RAINBOW BABIES
General information on LGBT pregnancies and parenting
TheRainbowBabies.com

? THE WHOLE SOUL COUNSELING CENTER
Brenda Lee Roberts
Adoption Home Studies for LGBT families | Parent Facilitation | Collaborative Consultant
4849 Greenville, Suite 1118, Dallas TX
972-672-0038
BrendaLeeRoberts.com

Surrogacy Services

? SURROGACY ABROAD, INC
Dr. Samson Benhur
Surrogacy Services in India
875 N. Michigan Ave., Suite 3100, Chicago, IL
877-483-4634; SurrogacyAbroad.com

? SURROGATE SOLUTIONS, LLC
Surrogacy Services
P.O. Box 923 Hewitt, TX 76642
SurrogateSolutions.net

Legal Resources

? AMERICAN ACADEMY OF
ADOPTION ATTORNEYS
AdoptionAttorneys.com
SUZANNE BRYANT, PC
Adoption | Wills
1907 N. Lamar Blvd., Suite 220, Austin TX
512-476-4760
SuzanneBryantLaw.com

? REBECCA S. COVELL, PC
Wills | Estate Planning | Trusts | Probate
3710 Rawlins St., Suite 950, Dallas TX
214-443-0300
CovellPC.com

??LAUREN GAYDOS DUFFER, P.C.
Adoption | Family Law | Mediation | Collaborative Law | Surrogacy
690 E. Lamar Blvd., Suite 560, Arlington TX
817-548-5643
TXFamilyLawAtty.com

? JOHN P. McCALL JR, PC
Family Law | Wills | Probate
214-942-1100
AttorneyMcCall.com

? MICHELLE MAY O?NEIL, PC
Adoption | Family Law | Custody
5420 Lyndon B. Johnson Frwy, Suite 500, Dallas TX
972-852-8000 or 866-959-4330
TheMayFirm.com

? PETER SCHULTE, PC
Family Law | Will | Estate Planning | Probate
4131 N. Central Expressway, Suite 680, Dallas TX
214-521-2200
PeteSchulte.com

? TIMOTHY T. THOMAS, P.C.
Wills | Estate Planning | Probate | Shared Parenting Agreements | Trusts
2501 Oak Lawn Ave., Suite 295, Dallas TX
214-324-9298
TTTLaw.com

? CHAD WEST, PLLC
Wills | Estate Planning
614 N. Bishop Ave., Suite 2, Dallas | Ft. Worth
214-509-7555
ChadWestLaw.com

??JENNY WOMACK, P.C.
Adoption | Family Law | Mediation | Surrogacy
15455 N. Dallas Parkway, Suite 440, Addison TX
214-744-4440
WilsonLakeLaw.com

??KIMBERLY VERMILLION WRIGHT, PC
Family Law | Adoption | Wills | Probate | Name Changes
6301 Gaston Ave., Suite 826
469-916-7868
WrightFamilyAttorney.com

Resources for Couples

? COLLABORATIVE PROFESSIONALS
OF DALLAS
Dispute Resolutions | Adoption | Custody
Non-profit organization
CPOfDallas.com

??COUPLES METRO DALLAS
Social organization for LGBT couples in committed relationships
CouplesMetroDallas.com

? TEXAS PARADISE WEDDINGS
Ka?i Roberts
Video production, DJ/emcee, first dance instruction
469-252-9938
TexasParadiseWeddings.com

Resources for Parents

? 2 DADDIES, 1 LOVE | 2 MOMMIES, 1 LOVE
Website Network for LGBT Parents
Cooper Smith Koch
214-329-9191 x. 104
TwoDaddiesOneLove.com

? FAMILY EQUALITY COUNCIL
Ensures equality for LGBT families
1050 17th St., NW, Suite 600, Washington, DC 20036
617-502-8700
FamilyEquality.org

? HRC FAMILY PROJECT
Robb Puckett
Resources for LGBT Parents|Family-friendly events
214-403-0098

? SMU?S CENTER FOR FAMILY COUNSELING
at Resource Center Dallas
2701 Reagan St. Dallas, TX
214-393-3680

Resources for LGBT Seniors

? AUTUMN JOURNEY HOSPICE
Providing in-Home Health Care
5347 Spring Valley Rd.
Dallas, TX 75254
972-233-0525
AutumnJourneyHospice.com

? CLICK WHEELCHAIR SERVICES
Wheelchair retail and repair
1075 Duncan Perry Rd., Arlington, TX
866-670-6805

??GAIN at RESOURCE CENTER DALLAS
GLBT Aging Interest Network, educational
and social organization for GLBT Seniors
2701 Reagan St., Dallas TX
214-528-0144; RCDallas.org

? KIND COMPANIONS
Providing in-Home Health Care
214-924-9302
KindCompanions.com

? PARKGATE DALLAS RETIREMENT LIVING
Luxury retirement community for LGBT seniors
2801 Wycliff Ave., Dallas, TX
214-219-1091
ParkGateDallas.com

? PRIME TIMERS DALLAS/FT. WORTH
Social, educational and recreational organization for gay and bisexual men
P.O. Box 191101, Dallas TX 75219
972-504-8866
PrimeTimers-DFW.org

? SafeTREC and SafeKidZone
Cell phone personal security system
888-885-0887
SafeTREC.com

? SAGE
National organization, services and advocacy for LGBT seniors
305 Seventh Avenue, Sixth Floor, New York, 10001
212-741-2247
SageUSA.org

? VILLAGES OF LAKE HIGHLANDS
Senior living facility
8615 Lullwater Dr., Dallas TX
214-221-0444
VillagesOfLakeHighlands.com

? WITECK COMBS COMMUNICATIONS
Bob Witeck
Studies of LGBT siblings caring for
aging parents and LGBT retirement
202-887-0500
WiteckCombs.com

Religious/Spiritual Resources

? AGAPE MCC
4615 E. California Pkwy., Fort Worth TX
817-535-5002
AgapeMCC.com

? CATHEDRAL OF HOPE
A Congregation of the United Church of Christ
5910 Cedar Springs Rd., Dallas TX
214-351-1901
CathedralOfHope.com

? CENTER FOR SPIRITUAL LIVING
4801 Spring Valley Rd., Dallas TX
972-866-9988
CSLDallas.org

??GRACE FELLOWSHIP IN CHRIST JESUS
411 S. Westmoreland, Dallas TX
214-333-9779
GFICJesus.com

? HARVEST MCC DENTON
3916 E. McKinney St., Suite B, Denton TX
940-320-6150
HarvestMCC.org
? NEW DAY UMC OF MANSFIELD
1475 Heritage Parkway, Mansfield, TX
817-225-2277; NewDayUMC.com

? THE OLD CATHOLIC CHURCH
2701 Reagan St., Dallas
877-216-4670; MyChalJudge.com

? THE ONE CHURCH
2515 Inwood Rd., Suite 213, Dallas TX
214-724-5658; Dallas1Church.org

Financial PLAN?Resources

? MASS MUTUAL
Judy Sherman
Financial Services | Life Insurance
10000 N. Central Expressway, Suite 1200, Dallas TX
972-348-6350
MassMutual.com

? MAXWELL FINANCIAL SERVICES
Kay Maxwell
Financial Services
14673 Midway Rd., Suite 100, Addison, TX
972-991-7887
MaxwellFinancial.com

? NEW YORK LIFE
Brian A. Walker
Life Insurance | Child ID Program for LGBT kids
972-774-2046
Facebook.com/bwnyl

? TURTLE CREEK ADVISORS
Doug Simmang
Financial Services
3100 Carlisle, Suite 123, Dallas TX
TurtleCreekAdvisors.com

INSURANCE

? ALLSTATE
Alex Long Insurance Agency
Life | Home | Auto
2700 N. O?Connor Ste. 125, Irving TX
972-570-7000
AlexLongInsuranceAgency.com

? FARMERS INSURANCE
Angel Irvin
Life | Home | Auto | Financial Services
14651 Dallas Parkway, Suite 110, Dallas TX
972-367-6200

? STEVEN GRAVES INSURANCE
Life | Home | Auto
2919 Welborn St., Suite 100, Dallas TX
214-599-0808
StevenGravesInsurance.com

Dallas Voice

John Wright
(more…)

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